Wicked Local Banking
Discover our top-rated local banking experience tailored to the unique needs of the people of Massachusetts.
Want hometown banking vibes with big-time banking capabilities?
Get the best of both worlds with neighborhood banking dependability coupled with our top-rated banking tech.
Bank 24/7 with our top-rated app
Our user-friendly banking app is rated 4.8 stars on the Apple App store based on 1.8K reviews!
Plus, we offer the banking tech you've come to expect, from mobile wallets, mobile deposit, online loan payments, and more.
Access your cash from anywhere
Our full-service branches and our Member Support Center located right here in Mass, so we're nearby if you need us. The best part? You can access your money anywhere in the U.S. with over 5,000 branches through the Shared Branch Network and over 55,000 ATMs* through the SUM and AllPoint ATM networks.
Discover why our members rave about us
Our commitment to unparalleled service is our passion. Our members consistently rate their experience with us as exceptional, giving us an Average Customer Rating of 4.9 out of 5**.
Committed to serving Massachusetts – now and always
Banking for Massachusetts, in Massachusetts
Our deep connection to Massachusetts fuels our passion for supporting the people and businesses that make our state so special. When you bank with us, you’re truly banking local — working with local people who understand your needs.
Giving back to our local communities
We're committed to building a brighter future for MA - and our charitable efforts exclusively benefit communities right here in the state. We're dedicated to supporting local organizations and ensuring our efforts make an impact here at home.
An award-winning and trusted financial institution, voted on by our members and communities
Year over year, Central One has been recognized for providing trusted and World Class service to the people that bank with us and has been chosen by our communities as one of the top credit unions in the Central Massachusetts.
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Rates
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Example rates
| Term | APR* |
|---|---|
|
36 months |
3.50% |
|
48 months |
3.75% |
|
60 months |
4.00% |
|
72 months |
4.25% |
Rates effective as of: April 4, 2025
APR = Annual Percentage Rate
All features
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Rates effective as of: April 4, 2025
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Open Account
Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
Milford – Off the Hook
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