Skip nav to main content.

Wicked local banking

Proudly rooted in and serving Massachusetts since 1952, and we're here to stay.

Popular Rates

View All Rates

Auto Loans

as low as APR

Credit Cards

as low as APR

HELOC

as low as APR

Premium Money Market

as high as APY
pre-title

Empower your financial future with out Financial Wellness Center

Get the same rate on new, used, or financed auto loans at Central One.

Learn more 1 Learn more 2
1300x500-family-in-kitchen
Auto Loan

Ready for your next ride?

Unlock the answers to all your financial questions from budgeting, to apply for a loan, to buy your first home, and more.

Learn more 1 Learn more 2
AdobeStock_700601696

Loan officer was nice and friendly. She understood my needs and negotiation. My auto loan process had approved immediately.

— Henry F. Liu – Pepperell, MA

011-bank

Six convenient local branches

Learn more

024-credit card

Access to over 55,000 fee-free ATMs

Learn more

icon line-25

Access to over 5,000 locations through CO-OP Shared Branches

Learn more

041-award

Veteran Benefits

Learn more

038-shield

Security Center

Learn more

Just see what our members have to say...

Become A Member

As a not-for-profit credit union, we put you and our community first. We reward our members with exceptional rates and world-class service. Learn about our great lending rates on all products from auto loans to credit cards and mortgages. Membership requires opening an Owner Voting Share with a $5 deposit.

Bottom Alert Copy Copy This alert will only display on the bottom of the page Alert CTA