Life Insurance
Central One Retirement & Investment Center, located at Central One Federal Credit Union, offers investment, insurance and financial planning services to help you create a future that will help make your financial plans a reality.

Life Insurance Options
Whether it’s your first step into Life Insurance products to protect your loved ones or a supplement to your existing plans, Central One is here to help you. As a member 18 years or older, you are eligible to receive at no cost to you an Accidental Death & Dismemberment (AD&D) policy through TruStage. This free member benefit is guaranteed-issue and only requires assigning a beneficiary to activate—there is no application, medical questions or exam. In addition, TruStage offers additional AD&D, Term, and Whole Life Policies. With no physical exam and transparent locked-in pricing, you can take the first step to ensure your family’s future. If you already have some of these products or want to learn more, contact our Retirement and Investment Center to explore all the options and benefits.
Term Life Coverage
Term Life Insurance is intended to help replace lost income and cover needs that will go away over time. It is insurance for a specific number of years. Most policies have coverage that will not change for the length of the term selected.
Whole Life Coverage
Unlike term insurance, whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. The premiums are guaranteed to remain the same throughout your lifetime.
Jeff Singer
LPL Financial Advisor
508-841-0635
jsinger@centralfcu.com
Hope Dennis
LPL Financial Advisor
508-841-0506
hdennis@centralfcu.com

Demetra Moore
LPL Financial Advisor
508-841-0564
dmoore@centralfcu.com

Check the background of this investment professional on FINRA's BrokerCheck.
Hours of Operation:
Mondays – Fridays, 8:00 AM – 4:30 PM
Saturday & Sunday, Closed
Get Directions:
Central One Retirement & Investment Center
714 Main Street
Shrewsbury, MA
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Rates as low as 5.12% APR**
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Example rates
Term | APR* |
---|---|
36 months |
3.50% |
48 months |
3.75% |
60 months |
4.00% |
72 months |
4.25% |
Rates effective as of: April 4, 2025
APR = Annual Percentage Rate
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Rates effective as of: April 4, 2025
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Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
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