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Central One Retirement & Investment Center

Life Insurance

Central One Retirement & Investment Center, located at Central One Federal Credit Union, offers investment, insurance and financial planning services to help you create a future that will help make your financial plans a reality.

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Life Insurance Options

Whether it’s your first step into Life Insurance products to protect your loved ones or a supplement to your existing plans, Central One is here to help you. As a member 18 years or older, you are eligible to receive at no cost to you an Accidental Death & Dismemberment (AD&D) policy through TruStage. This free member benefit is guaranteed-issue and only requires assigning a beneficiary to activate—there is no application, medical questions or exam. In addition, TruStage offers additional AD&D, Term, and Whole Life Policies. With no physical exam and transparent locked-in pricing, you can take the first step to ensure your family’s future. If you already have some of these products or want to learn more, contact our Retirement and Investment Center to explore all the options and benefits.

Term Life Coverage

Term Life Insurance is intended to help replace lost income and cover needs that will go away over time. It is insurance for a specific number of years. Most policies have coverage that will not change for the length of the term selected.

 

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Whole Life Coverage

Unlike term insurance, whole life offers coverage for your entire life. And it accumulates cash value, which is accessible in the form of loans or withdrawals. The premiums are guaranteed to remain the same throughout your lifetime.

 

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Jeff Singer

LPL Financial Advisor
508-841-0635
jsinger@centralfcu.com

Hope Dennis

LPL Financial Advisor
508-841-0506
hdennis@centralfcu.com

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Demetra Moore

LPL Financial Advisor
508-841-0564
dmoore@centralfcu.com

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Check the background of this investment professional on FINRA's BrokerCheck.

Hours of Operation:

Mondays – Fridays, 8:00 AM – 4:30 PM
Saturday & Sunday, Closed

 

Get Directions:

Central One Retirement & Investment Center
714 Main Street
Shrewsbury, MA

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  • Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Central One Federal Credit Union and Central One Retirement & Investment Center are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Central One Retirement & Investment Center, and may also be employees of Central One Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Central One Federal Credit Union or Central One Retirement & Investment Center. Securities and insurance offered through LPL or its affiliates are:

    • Not Insured by NCUA or Any Other Government Agency
    • Not Credit Union Guaranteed
    • Not Credit Union Deposits or Obligations
    • May Lose Value

    Central One Federal Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for the financial institution to make these referrals, resulting in a conflict of interest. The financial institution is not a current client of LPL for advisory services

    The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Special Rates

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24 month term

as low as 5.12% APR

36 month term

APR 5.62% as low as

48 month term

APR 5.72 as low as

Rates as low as 5.12% APR**

View Rates

Monthly Payment

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