Boat, RV and Motorcycle Loans
Latest rates
All rates24 Month
as low as 5.12 % APR36 Month
as low as 5.62 % APR48 Month
as low as 5.74 % APR
Boat and Recreational Vehicle Loans
If you're passionate about recreational vehicles, we offer financing for motor homes, boats, and trailers—both new and used at competitive rates as low as

Motorcycle Loans
We also offer financing for motorcycles at competitive rates as low as
Rates as low as 5.12% APR**
Monthly Payment
Loss of life, disability and unemployment protection
Our Member Protect program provides relief in the event that an unexpected life event happens to you.
Learn more
Powersports discount buying program
Our members get special access to savings on powersports and RV's with Love my Credit Union Rewards Powersports and RV Buying Program.
Learn more
Ready to hit the open road?
-
Rates effective as of 2/11/2025
RV and Boat Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 100% of the NADA retail value on Boat/RV loans. Stated rate assumes LTV under 65%, includes a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information.
Motorcycle Disclosure: Copy of purchase and sale agreement required. Rate may be adjusted for vehicle age or high mileage vehicles. Qualified borrowers with A+ or A credit may borrow up to 100% of the NADA retail value on motorcycle loans. Stated rate assumes LTV under 65%, includes a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Actual rate will be determined based on credit history, term, loan to value and other factors. Call a lending specialist at 800-527-1017 for more information.
Boat and Recreational Vehicle Loans
If you are a recreational vehicle enthusiast, you’ll appreciate the fact that Central One will finance motor homes, boats and trailers, new and used, at competitive rates as low as APR.
Features/Benefits
– Borrow up to 100% for A+ and A credit of the vehicle’s value.
– Use our Loan Payment Calculator to figure your payment.
– Terms up to 180 months
– Pre-approval available
– Low Cost payment protection available.
Motorcycle Loans
Central One also offers financing for motorcycles at competitive rates as low as APR.
Looking for a new Harley? We offer a .75% discounted rate on all Harley-Davidson motorcycle loans.
Features/Benefits
– Borrow up to 100% for A+ and A credit of the vehicle’s value.
– Terms up to 72 months
– Pre-approval available
– Low Cost payment protection available.
– GAP protection available
– Use our Loan Payment Calculator to figure your payment.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Column Title | Column Title | Column Title |
---|---|---|
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Cell Value |
Rates effective as of: April 3, 2025
{Optional: Insert table disclosure information}
Open Account
Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
Milford – Off the Hook
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
Log in to Online Banking
Online Banking
This alert will display in the online banking login Alert CTA