Looking for a smart way to fund your education?
Student Choice Loan
When federal aid falls short, our Student Choice Loan helps cover education costs at eligible schools. Borrow up to $75,000 with competitive rates, no origination fees, and flexible repayment options—co-borrower optional. Variable rate as low as
Refinance and Consolidate with Student Choice
Combine multiple private student loans into one easy payment with a Student Choice Consolidation Loan. Enjoy potential savings with a lower rate, flexible terms, and no application, origination, processing, or disbursement fees. Get an extra 0.25% rate reduction when you enroll in auto-draft from a Central One account.
Rates as low as
Monthly Payment
Learn about smart ways to pay for school
Our free interactive financial literacy program, Zogo, helps you explore your options, from 529 plans to financial aid and student loans, so you can make informed decisions about paying for college.
-
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Refinance and Consolidate with Student Choice
Features and Benefits
- Potentially lower monthly payments
- Consolidate multiple private student loans or refinance a single private student loan
- Reduce your loan cost by qualifying for 0.25% interest rate reduction with auto-draft/ACH from a Central One account
- No application fee, origination fee, processing fee or disbursement fee.
- Variable rate based on credit history, co-borrower (if applicable) and other factors.
All features
Eligibility
Funds may be used for undergraduate programs at Title IV and not-for-profit schools only.
Variable rate as low as 9.75% APR
The rate may be increased after consummation.
Borrow up to $75,000
maximum per person (student or cosigner)
Co-Borrower may not be required
No origination fees
Flexible repayment options
Student loan consolidation and refinance
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
Rates effective as of: April 3, 2025
{Optional: Insert table disclosure information}
Open Account
Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
Milford – Off the Hook
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
Log in to Online Banking
Online Banking
This alert will display in the online banking login Alert CTA