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MyChoice Mortgage Refi

Retirement will be here before you know it.

Apply Now Call 800-527-1017

Wouldn’t it be great if your mortgage retired with you?

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You choose the maturity date, up to 144 months

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Reduce your current interest rate

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No closing costs

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No application fee

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No appraisal needed*

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And, the mortgage is serviced locally and never sold.

My Choice - Feature - 1

Save now with a great rate and retire free from mortgage debt!

With a MyChoice Retirement Mortgage you can refinance your current mortgage at a fixed rate as low as APR and set the maturity date to match your planned retirement.

Apply Now Call a Mortgage Specialist

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Apply Now Call a Mortgage Specialist

  • MyChoice Mortgage Refinance Disclosure: First position mortgage only. Property must be owner-occupied. Rates listed include a 0.25% discount for Direct Deposit and Electronic Loan Payment and an additional 0.25% discount when deducted from a Central One Premium Checking account. Appraisal is needed for any loan to value over 70% of assessed, or any loan amount over $400,000, max loan to value is 80% of appraised value. If you live outside of Worcester County, additional Appraisal and Title Search Fees may apply. Actual rate will be determined based on credit history, term, loan to value and other factors. Other restrictions may apply. All loan programs, rates, terms and conditions are subject to change. Call a lending specialist at 800-527-1017 for more information.

Latest Rates

All Rates

24 Month

as low as 5.12 % APR

36 Month

as low as 5.62 % APR

48 Month

as low as 5.74 % APR

Rates as low as 5.12% APR**

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Ice Cream Day Dates

All Ice Cream Day events are from 4:00 – 6:00 pm.

June 12th- Auburn Branch, 63 Southbridge Street

July 24th- Westborough Branch, 40 South Street

July 31st- Milford Branch, 82 Prospect Street

August 7th- Northborough Branch,  148 Main Street

August 28th- Shrewsbury Branch, 714 Main Street

 

August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!

Food Truck Dates

All Food Truck Events are from 11:00 am – 1:00 pm.

July 12th- Westborough Branch,  40 South Street: Tacoborough Food Truck

August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck

August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch

August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck

September 6th- Northborough Branch,  148 Main Street: Tacoborough Food Truck

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