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First Time Auto Loan Disclosure:

1. Minimum rate is the current lowest advertised rate, APR. 

2. Down payment and/or cosigner may be needed.

First Time Auto Loan Disclosure: To qualify, you must not have a previous auto loan on your credit history. 1% discount includes Electronic Loan Payment from a Central One checking account. Discounts cannot be combined and cannot go below lowest published rate. A down payment and cosigner may be required. Actual rate will be determined based on credit history, term, loan to value, and other factors. Call a Lending Specialist at 800-527-1017 for more information.

First Time Credit Card Disclosure

*Actual introductory rates and approval subject to applicant’s creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See disclosure for full details. Central One Federal Credit Union membership is required.
Loss of Introductory APR: We may end the introductory APR and apply the regular APR based on your creditworthiness if you fail to maintain a Central One checking account or discontinue eStatements. After 2 years, the account converts to the standard Visa Diamond or Diamond Rewards card rates.

**Cash back rewards are deposited directly into your Central One account.

Diamond Agreement

Visa Diamond – First time

Visa Diamond Rewards

Visa Diamond Rewards – First time

Signature