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Signature Card

APR*

Diamond Rewards

APR*

Diamond

APR*
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Signature Card

Get rewarded with our low-rate credit card and enjoy unlimited 1.5% cash back on all purchases.

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Looking for your first credit card?

We have the perfect option for you with our First Time Credit Card. Enjoy the benefits of a low introductory rate as low as APR*** for the first two years your account is open with no annual fee and no cash advance transaction fee. Start building your credit today!

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Transfer your credit card balances to Central One and lower your high interest rate!

Save more when you transfer your high-rate credit card debt to Central One. No balance transfer fees or annual fees.

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Member Protect Program

Borrowers may qualify for loss of life, disability, and unemployment protection. Our program offers relief if you lose your job, become disabled, or pass away. This voluntary protection helps ease the financial burden of delinquency, default, or foreclosure.

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Credit Building Programs

Need to build or rebuild your credit? Our credit building programs can help you improve your score. Use these tools responsibly to create a strong credit history and unlock better loan terms and financial opportunities.

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  • *APR = Annual Percentage Rate. Actual rates and approval subject to applicant’s creditworthiness. APRs are variable, adjust with Prime and are capped at 17.5%. See disclosure for full details. Central One Federal Credit Union membership is required.

    **Cash back rewards are deposited directly into your Central One account.

    ***Based on creditworthiness. Terms and conditions apply or Loss of Introductory APR: We may end the introductory APR and apply the regular APR based on your creditworthiness if you fail to maintain a Central One checking account or discontinue e Statements. After 2 years, the account converts to the standard Visa Diamond or Diamond Rewards card rates. For more details, see First Time Visa Diamond disclosure or First Time Visa Rewards Card disclosure.

     

    Visa Diamond disclosure

    First Time Visa DIamond disclosure

    Visa Diamond Rewards disclosure

    First Time Visa Diamond Rewards disclosure

    Visa Signature® disclosure

Rates

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Rates effective as of: April 3, 2025

APR = Annual Percentage Rate

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Ice Cream Day Dates

All Ice Cream Day events are from 4:00 – 6:00 pm.

June 12th- Auburn Branch, 63 Southbridge Street

July 24th- Westborough Branch, 40 South Street

July 31st- Milford Branch, 82 Prospect Street

August 7th- Northborough Branch,  148 Main Street

August 28th- Shrewsbury Branch, 714 Main Street

 

August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!

Food Truck Dates

All Food Truck Events are from 11:00 am – 1:00 pm.

July 12th- Westborough Branch,  40 South Street: Tacoborough Food Truck

August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck

August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch

August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck

September 6th- Northborough Branch,  148 Main Street: Tacoborough Food Truck

Milford – Off the Hook

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