Commercial loans
We know business. That’s why you’ll find competitive rates, lower fees, and flexible terms—backed by local experts who understand your needs. Whether it’s real estate, a term loan, or working capital, we make financing simple with decisions made close to home.
Commercial real estate and investment property loans
Commercial real estate loans help you buy, build, or improve your space—whether it's an office, warehouse, or manufacturing facility. With competitive rates and flexible terms up to 15 years, we make financing simple.
Vehicles and equipment
Ready to upgrade equipment or expand your fleet? Get the flexibility and competitive rates you need to keep your business moving—plus fast turnaround and no prepayment penalties.
Business lines of credit
Manage cash flow with flexible, revolving credit for inventory, equipment, or short-term needs. Letters of Credit are also available to guarantee payments.
Keep it wicked local
No prepayment penalties
Lower closing costs
Flexible financing options
Customizable terms to fit your needs
Local decision making
Oak Tree Insurance Agency
Whether you are a sole proprietor or a multimillion-dollar corporation, you need to properly protect what you have worked so hard to build.
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Rates
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Example rates
| Term | APR* |
|---|---|
|
36 months |
3.50% |
|
48 months |
3.75% |
|
60 months |
4.00% |
|
72 months |
4.25% |
Rates effective as of: April 4, 2025
APR = Annual Percentage Rate
All features
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Rates effective as of: April 4, 2025
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Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
Milford – Off the Hook
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