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Youth Savings

Mighty oaks begin with small savings.

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Oakie Super Saver Club

This account is perfect for young savers who want to grow their money with a competitive interest rate—while keeping their savings easy to access when needed.

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Future Investor Certificate

The Future Investor Certificate helps kids 17 and under grow their savings. With a parent or guardian as a joint owner, they can work together to track progress and set savings goals!

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Looking for other savings options

Regular Savings

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Money Markets

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Certificates

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Loan officer was nice and friendly. She understood my needs and negotiation. My auto loan process had approved immediately.

— Henry F. Liu

Pepperell, MA

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Go paperless with eStatements

Access your statements anytime, anywhere—securely and all in one place. Signing up is quick and easy!

Plant the seeds of savings

  • 1 While Central One does not charge for mobile banking, your mobile carrier’s message and data rates may apply.

    Minimum deposit of $5 in Owner Voting Share account required.

    Savings and Money Market Accounts (Savings and Maxi) Important Information: Dividend rates are accurate as of the last dividend declaration date. All savings and money market accounts are considered variable rate accounts and rates are subject to change at any time without notice. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on the account. Refer to Central One Federal Credit Union’s Member Service Agreement and Our Rates and Service Charge Disclosure.

    * Certificate Important Information: All certificate rates are fixed for the length of the term. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less, the penalty will equal three months dividends on the amount withdrawn subject to penalty. If your account has an original maturity of more than one year the penalty will equal six months dividends on the amount withdrawn subject to penalty. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal. In certain circumstances such as the death or incompetence of an owner of this account, the law permits or may require the waiver of the early withdrawal penalty. Other exceptions may also apply; for example, if the certificate is part of an IRA or other tax-deferred savings plan. Refer to Central One Federal Credit Union’s Member Service Agreement and Our Rates and Service Charge Disclosure.

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