About Central One
Why Central One?
Choosing Central One means banking where you truly matter. We understand your unique goals and are committed to helping you achieve financial security with tailored products and expert guidance.
Since 1952, our community-based credit union has supported local communities through donations, volunteering, and active participation. Whether you’re an individual or a business owner, Central One is here to empower your journey. Join us and experience the difference.
Become a member
Becoming a member is easy—just open an account at Central One. If you live, work, worship, volunteer, own a business, or attend school in Worcester County or parts of Middlesex and Norfolk counties, you qualify. Family or household members of existing members and local businesses can also join.
Our history
Since 1952, we’ve proudly served Massachusetts residents. Originally founded for New England Electric System employees, we transitioned to a community-based credit union in 1998. This shift allowed us to offer better products and services, expand our membership, and increase community reinvestment. Today, we’re one of Central Massachusetts’ largest federal credit unions.
Board of Directors
Our Board of Directors is made up of nine people who have been elected by the membership to serve. Each Board member volunteers their time to provide leadership and direction to the credit union.
- Anthony Pini, Chairman
- Jeffrey M. Pond, Vice Chairman
- Charles M. Giacoppe, Secretary
- Christine A. Baril
- Stephen Caravella
- Deborah J. Drew
- Scott McCarthy
- Thomas J. McCarthy
- Robert H. McLaren
Loan officer was nice and friendly. She understood my needs and negotiation. My auto loan process had approved immediately.
Award-winning institution recognized by our community.
Become a Member
Join Central One
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Rates effective as of: April 3, 2025
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Open Account
Ice Cream Day Dates
All Ice Cream Day events are from 4:00 – 6:00 pm.
June 12th- Auburn Branch, 63 Southbridge Street
July 24th- Westborough Branch, 40 South Street
July 31st- Milford Branch, 82 Prospect Street
August 7th- Northborough Branch, 148 Main Street
August 28th- Shrewsbury Branch, 714 Main Street
August 15th- Worcester (Saint Vincent Hospital) Branch – We’ll be serving Goody’s Kettle Corn at the branch all day!
Food Truck Dates
All Food Truck Events are from 11:00 am – 1:00 pm.
July 12th- Westborough Branch, 40 South Street: Tacoborough Food Truck
August 9th- Shrewsbury Branch, 714 Main Street: Savage Wraps Food Truck
August 14th- Worcester (Saint Vincent Hospital) Branch – Garden Fresh sandwiches in-branch
August 23rd- Auburn Branch, 63 Southbridge Street: Bird’s Nest Panini Food Truck
September 6th- Northborough Branch, 148 Main Street: Tacoborough Food Truck
Milford – Off the Hook
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